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Finance Help

Are you looking to finance your next car?
Then talk to us – Specialists in used car finance.
We have specialised in arranging car loans for people with good and bad credit for many years. As such, we have access to specialist lenders and will go out of our way to make sure we get the best outcome for our customer.
All that is required from you is that you complete our short application form then sit back and relax. We will search our panel of lenders to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.
  • Bad credit history: No problem! We have many specialist lenders available!
  • CCJ's, defaults or arrears: We may still be able to help!
  • Low-rate UK loans: We endeavour to get you the best deal!
  • Quick decision: We are sure you will be impressed with our speed and efficiency!
Quick to apply: CLICK HERE!
What is bad credit?
You may be unsure of your own credit rating, so here is some information to help you understand more.
Bad credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.
Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So, what do you do if you have a poor credit score and need to get a loan for your next vehicle?
Talk to us! The good news is there are a number of specialist lenders that offer car loans to people with a bad credit record who also offer very competitive rates.
Excel Motors has built a relationship with some of these lenders for many years, and it is our experience within this sector that puts us best placed to help you secure a car loan for your next vehicle.
CLICK HERE to start your quick and safe online application.
In the course of facilitating the finance for the parties to this contract, we may be paid a commission by the finance provider/ lender upon successful completion of the contract terms.
Such commissions and incentives will depend on the specific terms offered by the finance provider to you and may be subject to a claw-back in the event of any default by you in maintaining agreed payments.

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Featured Cars

Representative Example CS

An OTR Cash Price of £8,995.00 with a deposit of £899.50 leaving an amount of credit of £8,095.50. The agreement is resulting a Representative 16.3% APR and a total amount payable of £12,511.90. Payments are based on a duration of agreement of 60 months, with a first monthly payment of £ 193.54, regular monthly payment of £193.54 and a final monthly payment of £193.54.

Used Cars in Derby, Derbyshire

Excel Motor Co
Raynesway
Spondon
Derby
Derbyshire
DE21 7BQ
01332 82011107483 141124
sales.motorsexcel@btconnect.com

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Excel Motors (Midlands) Ltd is a credit broker and not a lender.
Excel Motors (Midlands) Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 671336. All finance is subject to status and income. Written Quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.
WE WILL RECEIVE A COMMISSION FOR INTRODUCING THIS TRANSACTION TO THE LENDER. The amount is available from us on request. Please let us know if you need further information.

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